OUR PROGRAMS

Accountants Professional Liability Insurance

Group Term Life Insurance

Disability Income Insurance

Tax Preparers' Professional Liability Insurance

Long Term Care Insurance

Dental Insurance

Vision Insurance

In-Hospital Indemnity Insurance

Accidental Death & Dismemberment

Excess Major Medical Insurance

Business Office  Package Policy: Designed for Accountants

Discounted Auto & Homeowners Insurance

Traditional Indemnity Comprehensive Medical Insurance Plan

PPO - Preferred Provider Organization

HMO - Health Maintenance Organization

POS - Point of Service

HSA - Qualified PPO High Deductible Health Plan

Other Medical Insurance Plan Options




  

HSA-Qualified PPO High Deductible Health Plan

Provides you with an affordable plan that enables you to manage medical expenses while providing potential tax advantages. Can use with a Health Savings Account (HSA) or choose not to.

HSA’s allow you to set up an account to pay for medical care and build up savings to pay for future medical expenses. Pre-tax contributions reduce  individual taxable income and qualified medical expense withdrawals are tax-free.

• PPO High Deductible
  In-Network deductible for single coverage is $2,000 and family is $4,000. 100% coinsurance after the deductible is met.
  
  Out-of-Network deductible for singe coverage is $5,000 and family is $10,000. 50% coinsurance After the deductible is met.
  
  No deductible In-Network Care:
  Preventive visits $20 copayment
  Routine GYN/Pap (1 per benefit period) $20 co-Payment
  Mammography 100% covered
  Pediatric immunizations 100% covered
  
• The Bancorp Bank
  Preferred relationship with Independence Blue Cross includes:
  
  •  No application or account set-up fees
  •  No monthly account maintenance fee
  •  Earn interest with first deposit
  •  Free, no-annual-fee Visa Debit Card
  •  Toll-free 24/7 customer service and online access
  •  Invest HSA funds through National Financial Services
    
  
  You also have the option to set up your account through
  Any HSA trustee or custodian.
  

Forms and Documents

Application
Enrollment/Change Form

Plan Summaries
PPO HDHP Benefit
Prescription Drug Benefit

Rates
PPO HDHP Rate Letter

The Bancorp Bank
Bancorp Bank Enrollment Instructions
Enrollment Form
Bancorp Bank Fee Structure
HSA Frequently Asked Questions